{"id":3106,"date":"2022-03-30T22:38:17","date_gmt":"2022-03-30T22:38:17","guid":{"rendered":"http:\/\/madeiraacqua.com\/?page_id=3106"},"modified":"2022-05-09T16:54:11","modified_gmt":"2022-05-09T16:54:11","slug":"investir-na-madeira","status":"publish","type":"page","link":"https:\/\/madeiraacqua.com\/en\/investir-na-madeira\/","title":{"rendered":"Invest in Madeira"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3106\" class=\"elementor elementor-3106\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bfd8b03 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle qodef-elementor-content-no\" data-id=\"bfd8b03\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fc5f868\" data-id=\"fc5f868\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0522f68 elementor-widget elementor-widget-heading\" data-id=\"0522f68\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">INVEST IN MADEIRA<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f1a60eb elementor-section-full_width qodef-elementor-content-grid elementor-section-height-default elementor-section-height-default\" data-id=\"f1a60eb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-de8472c\" data-id=\"de8472c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e16a5f9 elementor-widget elementor-widget-hendon_core_section_title\" data-id=\"e16a5f9\" data-element_type=\"widget\" data-widget_type=\"hendon_core_section_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-shortcode qodef-m  qodef-section-title qodef-alignment--left\">\n\t\t<h4 class=\"qodef-m-title\" >\n\t\t\t\t\tGOLDEN VISA\t\t\t<\/h4>\n\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-621f64b elementor-section-full_width elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"621f64b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-16bb552\" data-id=\"16bb552\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7dbf6e6 elementor-widget elementor-widget-text-editor\" data-id=\"7dbf6e6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Portuguese legal provisions open up the possibility of applying for a residence permit for pursuing investment activities to those who have entered the country regularly (e.g. holders of valid Schengen Visas, or beneficiaries of Visa exemption), by acquiring real estate.<\/span><\/p><p><span style=\"font-weight: 400;\">The holders of Golden Residence Permits for Investment Activity have the right to family regrouping, and may gain access to a permanent residence permit, as well as to Portuguese citizenship in accordance to the current legal provisions.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-aa53e6c elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"aa53e6c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0c5a0f9\" data-id=\"0c5a0f9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d804aaf elementor-widget elementor-widget-qi_addons_for_elementor_animated_text\" data-id=\"d804aaf\" data-element_type=\"widget\" data-widget_type=\"qi_addons_for_elementor_animated_text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-shortcode qodef-m qodef-qi-animated-text qodef-qi--has-appear qodef--appear-from-bottom\" >\n\t\t<p class=\"qodef-m-title\">\n\t\tVIEW MORE\t<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-00695fa\" data-id=\"00695fa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f89eaa4 elementor-widget elementor-widget-hendon_core_button\" data-id=\"f89eaa4\" data-element_type=\"widget\" data-widget_type=\"hendon_core_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<a class=\"qodef-shortcode qodef-m  qodef-button qodef-layout--minimal  qodef-html--link\" href=\"#golden\" target=\"_self\"  style=\"padding: \">\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" version=\"1.1\" x=\"0px\" y=\"0px\" width=\"74px\" height=\"40px\" viewbox=\"0 0 74 40\" enable-background=\"new 0 0 74 40\" xml:space=\"preserve\"><g><circle opacity=\"0.5\" fill=\"none\" stroke=\"#2a7380\" cx=\"71%\" cy=\"50%\" r=\"24%\" style=\"\"><\/circle><circle fill=\"none\" stroke=\"#2a7380\" cx=\"71%\" cy=\"50%\" r=\"24%\"><\/circle><\/g><polygon fill=\"#2a7380\" points=\"49.525,14.265 48.898,15.044 54.481,19.541 6.444,19.541 6.444,20.541 54.464,20.541 48.901,24.954 49.522,25.737 56.7,20.044 \"><\/polygon><\/svg>\n<\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fb27540\" data-id=\"fb27540\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b8752b elementor-widget elementor-widget-image\" data-id=\"5b8752b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Cabo-Gira\u0303o3\u00a9Ricardo-Faria-Paulino-1024x682.jpg\" class=\"attachment-large size-large wp-image-4277\" alt=\"\" srcset=\"https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Cabo-Gira\u0303o3\u00a9Ricardo-Faria-Paulino-1024x682.jpg 1024w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Cabo-Gira\u0303o3\u00a9Ricardo-Faria-Paulino-300x200.jpg 300w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Cabo-Gira\u0303o3\u00a9Ricardo-Faria-Paulino-768x512.jpg 768w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Cabo-Gira\u0303o3\u00a9Ricardo-Faria-Paulino-1536x1023.jpg 1536w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Cabo-Gira\u0303o3\u00a9Ricardo-Faria-Paulino-2048x1364.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d9740f5 elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"d9740f5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f5698da\" data-id=\"f5698da\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04527d2 elementor-widget elementor-widget-menu-anchor\" data-id=\"04527d2\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"golden\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4d292b5 elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"4d292b5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1f4ae6a\" data-id=\"1f4ae6a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ef89ac elementor-widget elementor-widget-qi_addons_for_elementor_accordion\" data-id=\"5ef89ac\" data-element_type=\"widget\" data-widget_type=\"qi_addons_for_elementor_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-shortcode qodef-m qodef-qi-accordion qodef-qi-clear qodef-behavior--toggle qodef-layout--simple qodef-style--standard\">\n\t<h6 class=\"qodef-e-title-holder\">\n\t<span class=\"qodef-e-title\">Who can one request a residence permit for investment activities?<\/span>\n\t<span class=\"qodef-e-mark\">\n\t\t<span class=\"qodef-icon--plus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t\t<span class=\"qodef-icon--minus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t<\/span>\n<\/h6>\n<div class=\"qodef-e-content\">\n\t<div class=\"qodef-e-content-inner\">\n\t\t<p><span style=\"font-weight: 400\">Third country nationals who either carry out investment activities personally or through a company that lead to, as a rule, the following situation in Portuguese territory for a minimum period of five years:<\/span><\/p><p>\u00a0<\/p><ul><li><span style=\"font-weight: 400\"> The acquisition of real estate with a value of 500 thousand Euros or more, but if intended for housing, the investment is only eligible if carried out in Madeira and Azores Islands and in the interior territories of mainland Portugal listed in Decree 208\/2017, of July 13th.<\/span><\/li><\/ul>\t<\/div>\n<\/div>\n<h6 class=\"qodef-e-title-holder\">\n\t<span class=\"qodef-e-title\">How to fill the request for Golden Residence Permits, in case of real estate acquisitions?<\/span>\n\t<span class=\"qodef-e-mark\">\n\t\t<span class=\"qodef-icon--plus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t\t<span class=\"qodef-icon--minus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t<\/span>\n<\/h6>\n<div class=\"qodef-e-content\">\n\t<div class=\"qodef-e-content-inner\">\n\t\t<p><span style=\"font-weight: 400\">An online request can be made at <\/span><a href=\"http:\/\/www.sef.pt\"><span style=\"font-weight: 400\">www.sef.pt<\/span><\/a><span style=\"font-weight: 400\">. Requests can also be made at Portuguese diplomatic posts and consulates overseas, or at the central or regional offices of the foreigners and borders service.<\/span><\/p>\t<\/div>\n<\/div>\n<h6 class=\"qodef-e-title-holder\">\n\t<span class=\"qodef-e-title\">What are the minimum permanent residency periods?<\/span>\n\t<span class=\"qodef-e-mark\">\n\t\t<span class=\"qodef-icon--plus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t\t<span class=\"qodef-icon--minus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t<\/span>\n<\/h6>\n<div class=\"qodef-e-content\">\n\t<div class=\"qodef-e-content-inner\">\n\t\t<p><span style=\"font-weight: 400\">For the purposes of renewing a residency permit, you may have to show that you have resided in Portuguese territory for a minimum period of 7 days, either consecutively or non-consecutively, during the first year, and 14 days in subsequent two year periods.<\/span><\/p>\t<\/div>\n<\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e090636\" data-id=\"e090636\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef2e725 elementor-widget elementor-widget-qi_addons_for_elementor_accordion\" data-id=\"ef2e725\" data-element_type=\"widget\" data-widget_type=\"qi_addons_for_elementor_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-shortcode qodef-m qodef-qi-accordion qodef-qi-clear qodef-behavior--toggle qodef-layout--simple qodef-style--standard\">\n\t<h6 class=\"qodef-e-title-holder\">\n\t<span class=\"qodef-e-title\">How to fill the request for Golden Residence Permits, in case of real estate acquisitions?<\/span>\n\t<span class=\"qodef-e-mark\">\n\t\t<span class=\"qodef-icon--plus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t\t<span class=\"qodef-icon--minus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t<\/span>\n<\/h6>\n<div class=\"qodef-e-content\">\n\t<div class=\"qodef-e-content-inner\">\n\t\t<ul><li><span style=\"font-weight: 400\">By demonstrating full ownership of real estate through the presentation of property transfer deed or a property purchase undertaking. These documents should include a declaration from a financial institution, authorized to carry out activities in Portuguese territory, stating that a transfer of 500 thousand Euros or more has effectively been made for its acquisition, or as a signal of a purchase undertaking.<\/span><\/li><\/ul><ul><li><span style=\"font-weight: 400\"> by submitting an up-to-date certificate from the property register, which, in the case of a promissory contract, if it is legally viable, should always include the respective entry.<\/span><\/li><\/ul><p><span style=\"font-weight: 400\">Property may:<\/span><\/p><ul><li><span style=\"font-weight: 400\"> be acquired under a co-ownership scheme, provided that each co-owner invests 500 thousand Euros or more, or through a promissory sale-purchase agreement indicating an amount of 500 thousand Euros or more, per co-owner. The deed shall be submitted before requesting the permit of the residency permit for investors;<\/span><\/li><\/ul><ul><li><span style=\"font-weight: 400\"> be encumbered starting from a threshold in excess of 500 thousand Euros (considering that holders of Golden Residence Permits for Investment Activity may apply to credit loans from credit institutions);<\/span><\/li><li><span style=\"font-weight: 400\"> be leased and exploited for commercial, agricultural or tourism purposes.<\/span><\/li><\/ul>\t<\/div>\n<\/div>\n<h6 class=\"qodef-e-title-holder\">\n\t<span class=\"qodef-e-title\">Does the program include the family?<\/span>\n\t<span class=\"qodef-e-mark\">\n\t\t<span class=\"qodef-icon--plus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t\t<span class=\"qodef-icon--minus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t<\/span>\n<\/h6>\n<div class=\"qodef-e-content\">\n\t<div class=\"qodef-e-content-inner\">\n\t\t<p><span style=\"font-weight: 400\">The holders of Golden Residence Permits for Investment Activity have the right to family regrouping, and may gain access to a permanent residence permit, as well as to Portuguese citizenship in accordance to the current legal provisions.<\/span><\/p>\t<\/div>\n<\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f882fa6 elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"f882fa6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4490d2e\" data-id=\"4490d2e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd2a43c elementor-widget elementor-widget-text-editor\" data-id=\"fd2a43c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>THIS INFORMATION IS NOT INTENDED TO BE A SUBSTITUTE FOR CONSULTING THE APPLICABLE LEGISLATION.<\/p><p><strong>Source:<\/strong> Servi\u00e7o de Estrangeiros e Fronteiras<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f41d28 elementor-section-full_width qodef-elementor-content-grid elementor-section-height-default elementor-section-height-default\" data-id=\"3f41d28\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-086bc59\" data-id=\"086bc59\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c093c2 elementor-widget elementor-widget-image\" data-id=\"3c093c2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Fanal033\u00a9Francisco-Correia-1024x684.jpg\" class=\"attachment-large size-large wp-image-4280\" alt=\"\" srcset=\"https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Fanal033\u00a9Francisco-Correia-1024x684.jpg 1024w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Fanal033\u00a9Francisco-Correia-300x200.jpg 300w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Fanal033\u00a9Francisco-Correia-768x513.jpg 768w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Fanal033\u00a9Francisco-Correia-1536x1025.jpg 1536w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Fanal033\u00a9Francisco-Correia-2048x1367.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-cd4c0d6\" data-id=\"cd4c0d6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-cb32222 elementor-section-full_width elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"cb32222\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-44c5ab3\" data-id=\"44c5ab3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d5ff91 elementor-widget elementor-widget-hendon_core_section_title\" data-id=\"3d5ff91\" data-element_type=\"widget\" data-widget_type=\"hendon_core_section_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-shortcode qodef-m  qodef-section-title qodef-alignment--left\">\n\t\t<h4 class=\"qodef-m-title\" >\n\t\t\t\t\tTAX REGIME FOR\nNON USUAL RESIDENT AT THE TAX\nABOUT THE INCOME OF INDIVIDUALS\n(IRS)\t\t\t<\/h4>\n\t\t<p class=\"qodef-m-text\" style=\"margin-top: 29px\">benefits:\n<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0d820b elementor-widget elementor-widget-text-editor\" data-id=\"d0d820b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>In case of income from dependent or self-employed work earned in Portugal, an applicable tax rate of 20%, Taxation, for 10 years;<\/li><\/ul><p>\u00a0<\/p><ul><li>Possibility of exemption of taxation, in the case of income earned abroad.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-39ed8a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"39ed8a8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c5d6c9c\" data-id=\"c5d6c9c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a9c1c6a elementor-widget elementor-widget-qi_addons_for_elementor_accordion\" data-id=\"a9c1c6a\" data-element_type=\"widget\" data-widget_type=\"qi_addons_for_elementor_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-shortcode qodef-m qodef-qi-accordion qodef-qi-clear qodef-behavior--toggle qodef-layout--simple qodef-style--standard\">\n\t<h6 class=\"qodef-e-title-holder\">\n\t<span class=\"qodef-e-title\">How to acquire non-habitual resident status? <\/span>\n\t<span class=\"qodef-e-mark\">\n\t\t<span class=\"qodef-icon--plus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t\t<span class=\"qodef-icon--minus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t<\/span>\n<\/h6>\n<div class=\"qodef-e-content\">\n\t<div class=\"qodef-e-content-inner\">\n\t\t<ul><li><span style=\"font-weight: 400\"> Not being considered resident in Portuguese territory in any of the five years prior to the year for which the taxation as a non-habitual resident is applied;<\/span><\/li><\/ul><p>\u00a0<\/p><ul><li><span style=\"font-weight: 400\"> Register as a tax resident in Portugal at the Local Finance Service (for that purpose one must have stayed in Portugal for more than 183 days, consecutive or interpolated, or in case of the stay has been for a shorter period, on December 31st of that year, one has to have a home in conditions that suggest the intention to keep and occupy it as habitual residence);<\/span><\/li><\/ul><p>\u00a0<\/p><ul><li><span style=\"font-weight: 400\"> The application for registration, as a non-habitual resident, must be made by March 31st, inclusive, of the year following that in which one becomes resident in Portuguese territory.<\/span><\/li><\/ul>\t<\/div>\n<\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fcfae72\" data-id=\"fcfae72\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70db384 elementor-widget elementor-widget-qi_addons_for_elementor_accordion\" data-id=\"70db384\" data-element_type=\"widget\" data-widget_type=\"qi_addons_for_elementor_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-shortcode qodef-m qodef-qi-accordion qodef-qi-clear qodef-behavior--toggle qodef-layout--simple qodef-style--standard\">\n\t<h6 class=\"qodef-e-title-holder\">\n\t<span class=\"qodef-e-title\">What right does a citizen who is considered a non-habitual resident acquire? <\/span>\n\t<span class=\"qodef-e-mark\">\n\t\t<span class=\"qodef-icon--plus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t\t<span class=\"qodef-icon--minus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t<\/span>\n<\/h6>\n<div class=\"qodef-e-content\">\n\t<div class=\"qodef-e-content-inner\">\n\t\t<p>\u00a0<\/p><ul><li><span style=\"font-weight: 400\">A citizen who is considered a non-habitual resident acquires the right to be taxed as such for a period of 10 consecutive years from the year, inclusive, of his registration as a resident in Portuguese territory, provided that in each of these 10 years he is considered a resident.<\/span><\/li><\/ul><p>\u00a0<\/p><p><strong>Taxation of income earned in Portugal:<\/strong><\/p><p>\u00a0<\/p><ul><li><span style=\"font-weight: 400\"> In case of dependent or self-employed work, the applicable tax rate is 20%, if the option for its aggregation is not exercised.<\/span><\/li><\/ul><p>\u00a0<\/p><p><strong>Taxation of income obtained abroad:<\/strong><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400\">Exemption from taxation on income earned abroad for:<\/span><\/p><p>\u00a0<\/p><ul><li><span style=\"font-weight: 400\"> Pensioners that:<\/span><\/li><\/ul><ol><li><span style=\"font-weight: 400\">a) Are taxed in the other contracting State, in accordance with a convention to eliminate double taxation entered by Portugal with that State; or<\/span><\/li><li><span style=\"font-weight: 400\">b) According to the criteria set out in paragraph 1 of article 18 of the CIRS, the income is not to be considered obtained in Portuguese territory.<\/span><\/li><\/ol><p><br \/><br \/><\/p><ul><li><span style=\"font-weight: 400\"> Dependent workers that:\u00a0<\/span><\/li><\/ul><ol><li><span style=\"font-weight: 400\">a) Are taxed in the other contracting State, in accordance with a convention to eliminate double taxation entered by Portugal with that State; or<\/span><\/li><li><span style=\"font-weight: 400\">b) Are taxed in the other country, territory or region, in cases where there is no convention to eliminate double taxation entered by Portugal, provided that the income, considering the legal criteria applicable, is not considered to be obtained in Portuguese territory.<\/span><\/li><\/ol><p>\u00a0<\/p><ul><li><span style=\"font-weight: 400\"> Income from Self-employment (from high added value services, with a scientific, artistic or technical character.), Capital income, Property income and Income derived from capital gains:<\/span><\/li><\/ul><p>\u00a0<\/p><ol><li style=\"list-style-type: none\"><ol><li><span style=\"font-weight: 400\">a) May be taxed in the other contracting State, in accordance with a convention to eliminate double taxation entered by Portugal with that State; or<\/span><\/li><li><span style=\"font-weight: 400\">b) May be taxed in the other country, territory or region, in accordance with the model of tax convention on income and assets of the OECD, interpreted in accordance with the observations and reservations formulated by Portugal, in cases where there is no convention for to eliminate the double taxation celebrated by Portugal, as long as they are not included in the list approved by the Minister of State and Finance regarding privileged taxation regimes, clearly more favorable and, as well, thus, as long as the income, according to the applicable legal criteria, is not considered to be obtained in Portuguese territory.<\/span><\/li><\/ol><\/li><\/ol>\t<\/div>\n<\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b527abb elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"b527abb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0f71c93\" data-id=\"0f71c93\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8c77c26 elementor-widget elementor-widget-text-editor\" data-id=\"8c77c26\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>THIS INFORMATION IS NOT INTENDED TO BE A SUBSTITUTE FOR CONSULTING THE APPLICABLE LEGISLATION.<\/p><p><strong>Source:<\/strong> <span style=\"font-weight: 400;\">Minist\u00e9rio dos Neg\u00f3cios Estrangeiros, Portal das Comunidades Portuguesas.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2171d24 elementor-section-full_width qodef-elementor-content-grid elementor-section-height-default elementor-section-height-default\" data-id=\"2171d24\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3813b92\" data-id=\"3813b92\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6c7508e elementor-widget elementor-widget-hendon_core_section_title\" data-id=\"6c7508e\" data-element_type=\"widget\" data-widget_type=\"hendon_core_section_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-shortcode qodef-m  qodef-section-title qodef-alignment--left\">\n\t\t<h4 class=\"qodef-m-title\" >\n\t\t\t\t\tHome Loans in Portugal\t\t\t<\/h4>\n\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-441e2e2 elementor-section-full_width elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"441e2e2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0b73d64\" data-id=\"0b73d64\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28ce00c elementor-widget elementor-widget-text-editor\" data-id=\"28ce00c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">After choosing your new home in Portugal, all that remains, if necessary, is to find the best mortgage loan for your home in Portugal.<\/span><\/p><p><span style=\"font-weight: 400;\">There are essentially three types of Home Loans in Portugal to buy a house:<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><ul><li><span style=\"font-weight: 400;\"> Credit for purchase, which is the most used to buy a house in Portugal. It can be used to purchase permanent housing, holiday home or rental property;<\/span><\/li><\/ul><ul><li><span style=\"font-weight: 400;\"> Credit for land acquisition. It is a special type of credit that is used to buy land for the purpose of building a house on it;<\/span><\/li><\/ul><ul><li><span style=\"font-weight: 400;\"> Transfer of mortgage credit from one bank to another bank.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-146ab7b\" data-id=\"146ab7b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-053f650 elementor-widget elementor-widget-image\" data-id=\"053f650\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Camara-de-Lobos_Cabo-Girao3\u00a9Francisco-Correia-1-1024x684.jpg\" class=\"attachment-large size-large wp-image-4278\" alt=\"\" srcset=\"https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Camara-de-Lobos_Cabo-Girao3\u00a9Francisco-Correia-1-1024x684.jpg 1024w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Camara-de-Lobos_Cabo-Girao3\u00a9Francisco-Correia-1-300x200.jpg 300w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Camara-de-Lobos_Cabo-Girao3\u00a9Francisco-Correia-1-768x513.jpg 768w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Camara-de-Lobos_Cabo-Girao3\u00a9Francisco-Correia-1-1536x1025.jpg 1536w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Camara-de-Lobos_Cabo-Girao3\u00a9Francisco-Correia-1-2048x1367.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5f142e1 elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"5f142e1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-95a6354\" data-id=\"95a6354\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf8630e elementor-widget elementor-widget-text-editor\" data-id=\"bf8630e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contact our partner <strong>CC Team<\/strong> to receive a funding proposal.<br \/><br \/><i> <\/i><strong><a class=\"ccteam\" href=\"http:\/\/www.ccteam.pt\/\" target=\"_blank\" rel=\"noopener\">www.ccteam.pt<\/a><\/strong><br \/><br \/>A <strong>CC Team Cr\u00e9dito Consigo<\/strong> is a Linked Credit Intermediary, registered at Banco Portugal with the code 6519, specializing in the provision of credit intermediation and consultancy services.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fba806f elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"fba806f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d7911d\" data-id=\"4d7911d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1375474 elementor-widget elementor-widget-hendon_core_section_title\" data-id=\"1375474\" data-element_type=\"widget\" data-widget_type=\"hendon_core_section_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-shortcode qodef-m  qodef-section-title qodef-alignment--center\">\n\t\t<h4 class=\"qodef-m-title\" >\n\t\t\t\t\tSteps to apply for a mortgage loan:\t\t\t<\/h4>\n\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ca57d16 elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"ca57d16\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-322ce90\" data-id=\"322ce90\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f8e6d00 elementor-widget elementor-widget-qi_addons_for_elementor_accordion\" data-id=\"f8e6d00\" data-element_type=\"widget\" data-widget_type=\"qi_addons_for_elementor_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-shortcode qodef-m qodef-qi-accordion qodef-qi-clear qodef-behavior--toggle qodef-layout--simple qodef-style--standard\">\n\t<h6 class=\"qodef-e-title-holder\">\n\t<span class=\"qodef-e-title\">1) Simulate<\/span>\n\t<span class=\"qodef-e-mark\">\n\t\t<span class=\"qodef-icon--plus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t\t<span class=\"qodef-icon--minus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t<\/span>\n<\/h6>\n<div class=\"qodef-e-content\">\n\t<div class=\"qodef-e-content-inner\">\n\t\t<p><span style=\"font-weight: 400\">First, keep in mind that just by simulating the various bank offers, you'll be able to compare and see which one best suit your portfolio.<\/span><\/p>\t<\/div>\n<\/div>\n<h6 class=\"qodef-e-title-holder\">\n\t<span class=\"qodef-e-title\">2) Gather the necessary documentation<\/span>\n\t<span class=\"qodef-e-mark\">\n\t\t<span class=\"qodef-icon--plus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t\t<span class=\"qodef-icon--minus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t<\/span>\n<\/h6>\n<div class=\"qodef-e-content\">\n\t<div class=\"qodef-e-content-inner\">\n\t\t<p><span style=\"font-weight: 400\">Once you have identified the institution at which you want to take out your credit, you will have to present certain documents for the bank to analyze your process. If you do not reside in Portugal and intend to buy a house in Portugal, make sure that the following documents are up to date and in order, as you will have to accompany them when applying for the mortgage loan:<\/span><\/p><ul><li><span style=\"font-weight: 400\"> Identity Card or Citizen Card;<\/span><\/li><li><span style=\"font-weight: 400\"> Income tax returns;<\/span><\/li><li><span style=\"font-weight: 400\"> Employment Contract, if applicable;<\/span><\/li><li><span style=\"font-weight: 400\"> Bank statements from all bank accounts;<\/span><\/li><li><span style=\"font-weight: 400\"> Photocopy of the last three salary receipts or others;<\/span><\/li><li><span style=\"font-weight: 400\"> Credit report.<\/span><\/li><\/ul>\t<\/div>\n<\/div>\n<h6 class=\"qodef-e-title-holder\">\n\t<span class=\"qodef-e-title\">3) FINE<\/span>\n\t<span class=\"qodef-e-mark\">\n\t\t<span class=\"qodef-icon--plus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t\t<span class=\"qodef-icon--minus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t<\/span>\n<\/h6>\n<div class=\"qodef-e-content\">\n\t<div class=\"qodef-e-content-inner\">\n\t\t<p><span style=\"font-weight: 400\">In case of approval, you will be provided with a proposal by the financial institution accompanied by FINE (STANDARDIZED INFORMATION SHEET), prior to the signing of the contract. In it you can see all the features of the credit agreement, as well as a table with the detailed financial plan of the loan, indicating all monthly installments until the end of the loan term.<\/span><\/p>\t<\/div>\n<\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7c14cd6\" data-id=\"7c14cd6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3202016 elementor-widget elementor-widget-qi_addons_for_elementor_accordion\" data-id=\"3202016\" data-element_type=\"widget\" data-widget_type=\"qi_addons_for_elementor_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-shortcode qodef-m qodef-qi-accordion qodef-qi-clear qodef-behavior--toggle qodef-layout--simple qodef-style--standard\">\n\t<h6 class=\"qodef-e-title-holder\">\n\t<span class=\"qodef-e-title\">4) Property valuation<\/span>\n\t<span class=\"qodef-e-mark\">\n\t\t<span class=\"qodef-icon--plus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t\t<span class=\"qodef-icon--minus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t<\/span>\n<\/h6>\n<div class=\"qodef-e-content\">\n\t<div class=\"qodef-e-content-inner\">\n\t\t<p><span style=\"font-weight: 400\">The contracted banking institution will assess the property to be financed in order to determine its real value. It is based on this value that the bank will determine the percentage of financing it will be willing to assume.<\/span><\/p>\t<\/div>\n<\/div>\n<h6 class=\"qodef-e-title-holder\">\n\t<span class=\"qodef-e-title\">5) Purchase and Sale Promise Agreement<\/span>\n\t<span class=\"qodef-e-mark\">\n\t\t<span class=\"qodef-icon--plus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t\t<span class=\"qodef-icon--minus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t<\/span>\n<\/h6>\n<div class=\"qodef-e-content\">\n\t<div class=\"qodef-e-content-inner\">\n\t\t<p><span style=\"font-weight: 400\">Between the visit to the house and the signing of the deed, there is always a period of request and subsequent approval of the mortgage loan by the bank, which can last a few weeks.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400\">Although not mandatory, the Promissory Contract for Purchase and Sale (CPCV) is a document signed between buyers and owners, which safeguards the rights and establishes the duties of both parties in the business until the signing of the definitive contract: the public deed of purchase and sale.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400\">Legally, with the signature of the CPCV, the buyer acquires the real right to acquire the property in question, regardless of who its owner at the time is. Basically, the CPCV is a guarantee to stakeholders that the deal will take place.<\/span><\/p>\t<\/div>\n<\/div>\n<h6 class=\"qodef-e-title-holder\">\n\t<span class=\"qodef-e-title\">6) House deed<\/span>\n\t<span class=\"qodef-e-mark\">\n\t\t<span class=\"qodef-icon--plus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t\t<span class=\"qodef-icon--minus\">\n\t\t\t\t<span class=\"qodef-e-icon\">\n\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t<\/span>\n\t\t\t<\/span>\n\t<\/span>\n<\/h6>\n<div class=\"qodef-e-content\">\n\t<div class=\"qodef-e-content-inner\">\n\t\t<p><span style=\"font-weight: 400\">As this is the last step in the acquisition of a property, it is truly the moment when you acquire the house and become its legal owner. The deed of purchase and sale of the home can be done at the Notary Office, Land Registry Office or at one of the Casa Pronta service counters and both the buyer and seller are required to be present.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400\">In the case of recourse to mortgage loans by the buyer, it is precisely upon the conclusion of this contract that the bank releases the amount necessary to pay the property to the seller.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400\">Note that all deed costs are fully borne by the home buyer. The deed itself (the document itself) is not too expensive, but it adds a series of taxes that those who are going to buy the house must pay, in addition to the expenses associated with the mortgage loan:<\/span><\/p><p>\u00a0<\/p><ul><li><span style=\"font-weight: 400\"> Stamp duty on transaction = 0.8%<\/span><\/li><li><span style=\"font-weight: 400\"> Stamp duty on credit (above 5 thousand euros) = 0.6%<\/span><\/li><li><span style=\"font-weight: 400\"> Registration of the deed<\/span><\/li><li><span style=\"font-weight: 400\"> Payment of IMT = Deed Value or Tax Equity Value (the greater of these two) x Rate to be applied - Installment to be deducted<\/span><\/li><\/ul>\t<\/div>\n<\/div>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-74446ee elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"74446ee\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c926ec0\" data-id=\"c926ec0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b5ad1c elementor-widget elementor-widget-text-editor\" data-id=\"5b5ad1c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">This ends the process of acquiring a home using Mortgage Loans.<\/span><\/p><p><span style=\"font-weight: 400;\">This is such an important decision in anyone's life that they will want to be as informed as possible in time.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9e79183 elementor-section-full_width qodef-elementor-content-grid elementor-section-height-default elementor-section-height-default\" data-id=\"9e79183\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ab1a104\" data-id=\"ab1a104\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c313e3 elementor-widget elementor-widget-image\" data-id=\"2c313e3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Vereda-dos-Balcoes023\u00a9Francisco-Correia-1024x684.jpg\" class=\"attachment-large size-large wp-image-4284\" alt=\"\" srcset=\"https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Vereda-dos-Balcoes023\u00a9Francisco-Correia-1024x684.jpg 1024w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Vereda-dos-Balcoes023\u00a9Francisco-Correia-300x200.jpg 300w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Vereda-dos-Balcoes023\u00a9Francisco-Correia-768x513.jpg 768w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Vereda-dos-Balcoes023\u00a9Francisco-Correia-1536x1025.jpg 1536w, https:\/\/madeiraacqua.com\/wp-content\/uploads\/2022\/04\/Vereda-dos-Balcoes023\u00a9Francisco-Correia-2048x1367.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3358016\" data-id=\"3358016\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1255881 elementor-section-full_width elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"1255881\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7b4e00b\" data-id=\"7b4e00b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ccbd2e elementor-widget elementor-widget-hendon_core_section_title\" data-id=\"1ccbd2e\" data-element_type=\"widget\" data-widget_type=\"hendon_core_section_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"qodef-shortcode qodef-m  qodef-section-title qodef-alignment--left\">\n\t\t<h4 class=\"qodef-m-title\" >\n\t\t\t\t\tThe International Business Centre of Madeira\t\t\t<\/h4>\n\t\t<p class=\"qodef-m-text\" style=\"margin-top: 29px\">It consists of a set of incentives, mainly of a tax nature, granted with the objective of attracting inward investment into Madeira.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11fecae elementor-widget elementor-widget-text-editor\" data-id=\"11fecae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The International Business Centre of Madeira \ncomprises the following main areas of activity: <\/span><\/p><ul><li><span style=\"font-weight: 400;\">Industrial Free Trade Zone<\/span><\/li><li><span style=\"font-weight: 400;\">International Shipping Register of Madeira \u2013 MAR<\/span><\/li><li><span style=\"font-weight: 400;\">International Services<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-be00794 elementor-section-boxed elementor-section-height-default elementor-section-height-default qodef-elementor-content-no\" data-id=\"be00794\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-eb8c326\" data-id=\"eb8c326\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-facaf37 elementor-widget elementor-widget-text-editor\" data-id=\"facaf37\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Favorable operational and fiscal conditions are offered in the context of a preferential tax regime, fully recognized and approved by the European Commission.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">The International Business Centre of Madeira is therefore fully integrated in the Portuguese and E.U. legal systems and, as a consequence, it is regulated and supervised by the competent Portuguese and E.U. authorities in a transparent and stable business environment, marking a clear difference from the so-called \u201ctax havens\u201d and \u201coffshore jurisdictions\u201d, since its inception.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-77bebad\" data-id=\"77bebad\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e025055 elementor-widget elementor-widget-text-editor\" data-id=\"e025055\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The present tax regime is outlined in Article 36\u00ba-A of the Portuguese Tax Incentives Statute.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Among other tax benefits, international companies licensed to operate in the Madeira International Business Center benefit from the Corporate Income Tax rate of 5% and exemption from withholding tax on payments to non-residents.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37690f80 elementor-section-full_width qodef-elementor-content-grid elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"37690f80\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-53a56c22\" data-id=\"53a56c22\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2999f9c9 elementor-widget elementor-widget-heading\" data-id=\"2999f9c9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Take a look at the apartments<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5684b53b elementor-widget elementor-widget-heading\" data-id=\"5684b53b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Dream, live, or invest in Madeira Acqua Residences.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-108dd022\" data-id=\"108dd022\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-215145ba elementor-widget__width-auto elementor-widget elementor-widget-hendon_core_button\" data-id=\"215145ba\" data-element_type=\"widget\" data-widget_type=\"hendon_core_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a class=\"qodef-shortcode qodef-m  qodef-button qodef-layout--outlined  qodef-html--link\" href=\"\/en\/apartamentos\/\" target=\"_self\" data-hover-color=\"#2A7380\" data-border-color=\"#FFFFFF\" data-hover-background-color=\"#FFFFFF\" data-hover-border-color=\"#2A7380\" style=\"color: #FFFFFF;border-color: #FFFFFF\">\n\t<span class=\"qodef-m-text\">Apartments<\/span>\n<\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>INVESTIR NA MADEIRA GOLDEN VISA As disposi\u00e7\u00f5es legais portuguesas abrem a possibilidade de ser requerida uma autoriza\u00e7\u00e3o de resid\u00eancia para o exerc\u00edcio de atividades de investimento a quem tenha entrado regularmente no pa\u00eds (por exemplo, titulares de vistos Schengen v\u00e1lidos ou benefici\u00e1rios de isen\u00e7\u00e3o de visto), mediante a aquisi\u00e7\u00e3o de bens im\u00f3veis. Os titulares da [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3106","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/madeiraacqua.com\/en\/wp-json\/wp\/v2\/pages\/3106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/madeiraacqua.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/madeiraacqua.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/madeiraacqua.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/madeiraacqua.com\/en\/wp-json\/wp\/v2\/comments?post=3106"}],"version-history":[{"count":5,"href":"https:\/\/madeiraacqua.com\/en\/wp-json\/wp\/v2\/pages\/3106\/revisions"}],"predecessor-version":[{"id":6362,"href":"https:\/\/madeiraacqua.com\/en\/wp-json\/wp\/v2\/pages\/3106\/revisions\/6362"}],"wp:attachment":[{"href":"https:\/\/madeiraacqua.com\/en\/wp-json\/wp\/v2\/media?parent=3106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}